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Finance: What are lenders? 27 Views
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Transcript
- 00:00
finance a la shmoop what are lenders is that a bagel company hmm okay well maybe
- 00:08
it doesn't matter here lenders are the people and institutions
- 00:11
and countries who loan money banks are lenders they loan money for small [woman walks into bank]
- 00:16
business for big business and well everything in between
- 00:18
banks are big lenders they generally focus on large amounts for big
Full Transcript
- 00:22
corporations and take their spread then you have savings and loans well they're
- 00:27
smaller more intimate local cousins of the banks and they focus on local loans
- 00:32
like your local flower shop needs 25 grand in credit but lenders also sell a [flowers in a store]
- 00:37
special kind of loan a mortgage for when you want to buy a home and the interest
- 00:42
on mortgages is distinctively tax-deductible your big brother can also
- 00:46
be a lender that hundred bucks he loaned you yeah is not like the hundred that [sister approaches big brother]
- 00:51
grandmama quote loaned you unquote ie Big Brother's long does not just get
- 00:56
naturally forgotten his alone carries interest in newgy penalties when it's [fist appears as sister smiles]
- 01:01
not paid back to lenders it's people who loan money lending loaning got in there
- 01:06
kind of related [sister being nuggied]
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