With Benefit Of Survivorship

If you have “with benefit survivorship” on a property you own with someone, you'd better believe they love you more than that sweet, sweet property. Benefit of survivorship means that, if one co-owner dies, the other one gets the property all to themselves. This is a type of joint tenancy ownership, which is a big umbrella that includes businesses and investments, in addition to property (think: big things).

Why put your life at risk, wondering every moment if your co-owner is trying to kill you to have the property all to herself? Well, because non-psychopaths are more common than psychopaths, and because this reduces the mountains of legal paperwork and red tape that come with estate settlements that have most people saying, “I just can’t.”

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Find other enlightening terms in Shmoop Finance Genius Bar(f)