Employment Verification

When you apply for a loan or job or want to rent an apartment, your bank, boss, or landlord will want to know how much of a credit risk you are. How do they find out? Well, they could run a credit check. But some folks might also want to run an employment verification, which means checking up on where you've worked—and for how long. It can help determine how much you earn (a.k.a. how much of a loan or rent you can afford) and whether you move around or change jobs a lot (usually a bad sign).